Dublin, Pleasanton and Livermore real estate and homes for sale in California - Jo-Ann Gillis, REALTOR® Jo-Ann Gillis REALTOR(r) for Dublin, Pleasanton and Livermore, California real estate - NUMBER1EXPERT™ Jo-Ann Gillis NUMBER1EXPERT(tm) for Dublin, Pleasanton and Livermore, California real estate
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Jo-Ann Gillis, REALTOR®, real estate agent and broker for Dublin, Pleasanton and Livermore California home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert. Call me: 925-876-1173.


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Jo-Ann Gillis is one of The Top Selling Real Estate Experts™
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Why Buyers Choose Me: Dublin, Pleasanton and Livermore California home buying, real estate listings, and homes for sale in Alameda County, CA
Welcome > For Buyers > Why Buyers Choose Me ...


Buying a Home Requires Many Difficult Decisions. Make Sure Your REALTOR® is a Top Local Expert. 

Your home is probably the biggest purchase your family will ever make, and it involves many decisions that go beyond simply choosing one you like. 

As a top Dublin, Pleasanton and Livermore area REALTOR®, here is how I will guide you through the entire process, from viewing homes and financing, to making sure the final contract is in your best interest: 

- You will have full access to ALL homes available on the Dublin, Pleasanton and Livermore market, even listings not yet on the MLS, through my professional California real estate affiliations. 

- My expert local knowledge of the Dublin, Pleasanton and Livermore area should be invaluable to you, not just in terms of real estate, but also schools, neighborhoods, the local economy, and more. 

- Every local real estate market absolutely has its own trends and opportunities. This can vary greatly, even one neighborhood to the next. Dublin, Pleasanton and Livermore is no different! It's my job to steer you into opportunities and out of traps. 

- What is the true market value of the home you are interested in? Is it priced too high? Is it a bargain that you should jump on? I help home buyers make decisions like this every day, and I'll make sure that YOU get the best value for your money. 

- Negotiating with sellers can be stressful. I will help you negotiate, so that the final contract includes your best possible terms and conditions. 

- You should know absolutely everything about the property you are buying! You and I will view every home that you are interested in, together. And prior to closing I will make you fully aware of any and all inspections available to you. 

- Have confidence when signing documents. Contracts are full of complicated terms and clauses that can greatly affect your future life in your new home. I will give you the full benefit of my real estate knowledge and experience. 

Let me represent your best interests in your search for a new home in the Dublin, Pleasanton and Livermore area. While you can see a million homes on the web, actually buying your home is another matter entirely. Buyers beware! 

Ask me any question about buying a home in Dublin, Pleasanton and Livermore. It's my job to help you! There's no obligation, and I promise to respond quickly... 

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Real Estate Tips
Financing Your Home >Hybrids Offer Low Rates

In the field of home financing, "hybrid" mortgages have grown in popularity with homebuyers. With interest rates gradually rising in today's market, the hybrid mortgage product saves money, provides a period of fixed-rate security and helps buyers qualify for financing.

Hybrid mortgage loans offer a very low fixed-rate for a period of time, usually from 5 to 7 years, then revert to an adjustable rate mortgage (ARM) for the remainder of the term of the loan. The interest rate is typically lower than with a 30-year fixed-rate loan, and the borrower has the assurance that the rate will not change for a period of years. Such a loan works well for buyers who plan on reselling the home within a finite period.

Other specialty mortgages now available include an ARM loan with a provision allowing it to be converted to a fixed-rate loan when that is a practical step for the borrower. Still others offer an interest-only loan that requires payments to be made on the interest only for a specified number of years, then reverts to an amortized loan with interest and principal payments each month. Consult with an experienced mortgage professional to determine whether one of these loan products will meet your needs.

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Real Estate Trivia
Q 
What is the least affordable metropolitan housing market in the United States?

A 
California's Los Angeles-Long Beach-Glendale is currently rated as the most expensive metro area in the nation.
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Jo-Ann Gillis, REALTOR®, real estate agent and broker for Dublin, Pleasanton and Livermore California home listings, property and land for sale - NUMBER1EXPERT(tm)

Jo-Ann Gillis
Prudential California Realty

101 E. Vineyard Ave, Suite A
Livermore,
CA 94550
(925) 249-6819
(925) 876-1173
jo-anngillis@NUMBER1EXPERT.com

I am Competent, Caring, and Committed to your real estate needs. I have been a valley resident for over 25 years and a real estate professional since 1986. The Wall Street Journal featured me as being in the top 2% of realtors in sales volume nationwide. I hold the Grand Master rating – the highest designation – by my local board of realtors, and I was also a mortgage broker for over 5 years.

I specialize in listings and sales in Livermore, Pleasanton, Dublin, San Ramon, Danville, and Brentwood, California. I provide outstanding customer service and have helped hundreds of clients with their real estate needs.



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