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Find Your Home: Dublin, Pleasanton and Livermore California home buying, real estate listings, and homes for sale in Alameda County, CA

Welcome > For Buyers > Find Your Perfect Home ...

Let Me Personally Search for a Home that Matches Your Criteria, for Free and Without Obligation.

As a top Dublin, Pleasanton and Livermore REALTORŽ, I make it my business to be aware of every local home or property on the market. I even know of properties that will be available, but have yet to formally be placed on the market.

I have direct access to the Dublin, Pleasanton and Livermore area MLS (Multiple Listings Service), and also to every other agents in the area and all of their listings.

If you give me some idea of what you are looking for, I will personally review all my sources of real estate listing information and send you everything within your price range that matches your criteria. I can save you a great deal of time!

This is a totally free service, and there is no obligation. It's part of my job to offer services like this to homebuyers.

Tell me what you are looking for! It's my job to know every property in Dublin, Pleasanton and Livermore, even ones not listed online. My personal search for you is FREE and without obligation. Please give me as many details as possible...

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Financing Your Home >Mortgage Fears

It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!

Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.

Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.

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Q	What is considered one of the few remaining tax shelters in the 1990s?
A	Homeownership--property taxes on a residence or vacation home are deductible up to $1 million.
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Jo-Ann Gillis, REALTORŽ, real estate agent and broker for Dublin, Pleasanton and Livermore California home listings, property and land for sale - NUMBER1EXPERT(tm)

Jo-Ann Gillis
Prudential California Realty
101 E. Vineyard Ave, Suite A
Livermore,
CA 94550
(925) 249-6819
(925) 876-1173
jo-anngillis@NUMBER1EXPERT.com
I am Competent, Caring, and Committed to your real estate needs. I have been a valley resident for over 25 years and a real estate professional since 1986. The Wall Street Journal featured me as being in the top 2% of realtors in sales volume nationwide. I hold the Grand Master rating the highest designation by my local board of realtors, and I was also a mortgage broker for over 5 years.

I specialize in listings and sales in Livermore, Pleasanton, Dublin, San Ramon, Danville, and Brentwood, California. I provide outstanding customer service and have helped hundreds of clients with their real estate needs.

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NUMBER1EXPERT™ in real estate for Dublin, Pleasanton and Livermore, California

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