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Real Estate Dictionary: Dublin, Pleasanton and Livermore California home buying, real estate listings, and homes for sale in Alameda County, CA

Welcome > Resources > Real Estate Dictionary - A

Underwriting	The process of analyzing a borrower's capability to honor repayment of a loan (evaluating his or her credit, assets, employment) along with the value of the property being purchased, to help minimize the risk involved for the party lending the purchase money
Unilateral contract	A one-sided contract in which only one party is legally under obligation by the terms of the contract; one party promises an action to the second party, who is not legally required to respond, but if the second part does comply, then the first party is obligated to honor the promise made
Unsecured loan	A loan that is not guaranteed by collateral
Usury	The act of charging more than the maximum rate of interest permitted by law

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Jo-Ann Gillis, REALTORŽ, real estate agent and broker for Dublin, Pleasanton and Livermore California home listings, property and land for sale - NUMBER1EXPERT(tm)

Jo-Ann Gillis
Prudential California Realty
101 E. Vineyard Ave, Suite A
Livermore,
CA 94550
(925) 249-6819
(925) 876-1173
jo-anngillis@NUMBER1EXPERT.com
I am Competent, Caring, and Committed to your real estate needs. I have been a valley resident for over 25 years and a real estate professional since 1986. The Wall Street Journal featured me as being in the top 2% of realtors in sales volume nationwide. I hold the Grand Master rating the highest designation by my local board of realtors, and I was also a mortgage broker for over 5 years.

I specialize in listings and sales in Livermore, Pleasanton, Dublin, San Ramon, Danville, and Brentwood, California. I provide outstanding customer service and have helped hundreds of clients with their real estate needs.

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